About the Retirement Age Calculator
At what age can you retire? Finds when your savings reach your target nest egg at your current saving rate.
Also known as: when can i retire, earliest retirement age, retirement date calculator.
How to use this calculator
- Enter current age, current savings, monthly saving, annual return and the other fields.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Find n where FV(n) ≥ target
Worked example
Using the values pre-filled in the calculator above:
- Current age = 35
- Current savings = 80,000
- Monthly saving = 1,200
- Annual return = 7 %
- Target nest egg = 1,200,000
the calculator returns:
- Retirement age: 57.8 years
- Years to go: 22.8