About the Freelancer Break-Even Calculator
Minimum billable hours or monthly revenue a freelancer needs to cover personal and business costs.
Also known as: freelance break even, minimum billable hours.
How to use this calculator
- Enter monthly business costs, monthly personal costs, tax rate, hourly rate.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Revenue = costs + living ÷ (1 − tax)
Worked example
Using the values pre-filled in the calculator above:
- Monthly business costs = 900
- Monthly personal costs = 3,200
- Tax rate = 25 %
- Hourly rate = 55
the calculator returns:
- Break-even monthly revenue: 5,166.67
- Billable hours per month: 93.9
- Billable hours per week: 21.7