About the Bank Fee Calculator
Add up monthly account, ATM, overdraft and transfer fees to see what your bank really costs per year.
Also known as: bank charges, account fees per year, atm fee cost.
How to use this calculator
- Enter monthly maintenance fee, atm fee, atm withdrawals per month, overdraft fee and the other fields.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Annual = monthly×12 + ATM×count×12 + overdrafts + other
Worked example
Using the values pre-filled in the calculator above:
- Monthly maintenance fee = 12
- ATM fee = 3
- ATM withdrawals per month = 4
- Overdraft fee = 35
- Overdrafts per year = 2
- Other fees per year = 25
the calculator returns:
- Annual bank fees: 383
- Per month: 31.92
- Over 10 years: 3,830