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Budget Calculators

Monthly Budget Calculator

Build a monthly budget: list income and expenses to see what is left over, your savings rate and biggest spending categories.

Enter values

Results update as you type.

Result

Left over

$1,345.00

Total expenses
$3,155.00
Savings rate
29.89%

Where the money goes

CategoryAmount% of income
Rent1,40031.1%
Savings50011.1%
Groceries45010%
Transport2204.9%
Eating out2004.4%
Utilities1804%
Insurance1603.6%
Subscriptions451%

About the Monthly Budget Calculator

Build a monthly budget: list income and expenses to see what is left over, your savings rate and biggest spending categories.

Also known as: monthly budget planner, budget calculator, expense tracker.

How to use this calculator

  1. Enter monthly income, expenses (name: amount, one per line).
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

Left over = income − Σ expenses

Worked example

Using the values pre-filled in the calculator above:

  • Monthly income = 4,500
  • Expenses (name: amount, one per line): Rent: 1400 Groceries: 450 Utilities: 180 Transport: 220 Insu…

the calculator returns:

  • Left over: 1,345
  • Total expenses: 3,155
  • Savings rate: 29.89%