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Budget Calculators

Monthly Budget Calculator

Build a monthly budget: list income and expenses to see what is left over, your savings rate and biggest spending categories.

Also known as monthly budget planner, budget calculator, expense tracker.

Enter values

Results update as you type.

Result

Left over

$1,345.00

Total expenses
$3,155.00
Savings rate
29.89%

Where the money goes

CategoryAmount% of income
Rent1,40031.1%
Savings50011.1%
Groceries45010%
Transport2204.9%
Eating out2004.4%
Utilities1804%
Insurance1603.6%
Subscriptions451%

About the Monthly Budget Calculator

Build a monthly budget: list income and expenses to see what is left over, your savings rate and biggest spending categories.

Also known as: monthly budget planner, budget calculator, expense tracker.

How to use this calculator

  1. Enter monthly income, expenses (name: amount, one per line).
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Monthly Budget formula

Left over = income − Σ expenses

Worked example

Using the values pre-filled in the calculator above:

  • Monthly income = 4,500
  • Expenses (name: amount, one per line): Rent: 1400 Groceries: 450 Utilities: 180 Transport: 220 Insu…

the calculator returns:

  • Left over: 1,345
  • Total expenses: 3,155
  • Savings rate: 29.89%