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Banking Calculators

Fixed Deposit (FD) Calculator

FD / certificate of deposit maturity amount and interest with quarterly, monthly or yearly compounding.

Enter values

Results update as you type.

Result

Maturity amount

$142,174.67

Interest earned
$42,174.67
Effective annual yield
7.29%

About the Fixed Deposit (FD) Calculator

FD / certificate of deposit maturity amount and interest with quarterly, monthly or yearly compounding.

Also known as: fd calculator, cd calculator, certificate of deposit, term deposit calculator, deposit growth calculator.

How to use this calculator

  1. Enter deposit amount, interest rate, tenure, compounding.
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

A = P(1 + r/k)^(k·t)

Worked example

Using the values pre-filled in the calculator above:

  • Deposit amount = 100,000
  • Interest rate = 7.1 %
  • Tenure = 5 years
  • Compounding: Quarterly

the calculator returns:

  • Maturity amount: 142,174.67
  • Interest earned: 42,174.67
  • Effective annual yield: 7.29%