Skip to content
Calculator Tools
Banking Calculators

Fixed Deposit (FD) Calculator

FD / certificate of deposit maturity amount and interest with quarterly, monthly or yearly compounding.

Also known as fd calculator, cd calculator, certificate of deposit.

Enter values

Results update as you type.

Result

Maturity amount

$142,174.67

Interest earned
$42,174.67
Effective annual yield
7.29%

About the Fixed Deposit (FD) Calculator

FD / certificate of deposit maturity amount and interest with quarterly, monthly or yearly compounding.

Also known as: fd calculator, cd calculator, certificate of deposit, term deposit calculator, deposit growth calculator.

How to use this calculator

  1. Enter deposit amount, interest rate, tenure, compounding.
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Fixed Deposit (FD) formula

A = P(1 + r/k)^(k·t)

Worked example

Using the values pre-filled in the calculator above:

  • Deposit amount = 100,000
  • Interest rate = 7.1 %
  • Tenure = 5 years
  • Compounding: Quarterly

the calculator returns:

  • Maturity amount: 142,174.67
  • Interest earned: 42,174.67
  • Effective annual yield: 7.29%