About the Rent-to-Income Ratio Calculator
Your rent-to-income ratio: monthly rent as a percentage of gross monthly income, with the 30% guideline.
Also known as: rent to income, rent vs salary, rent burden, rent-vs-salary.
How to use this calculator
- Enter monthly rent, gross monthly income.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Open “Step-by-step” to see how the answer was worked out.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Rent-to-income ratio = Monthly rent ÷ Gross monthly income × 100
Worked example
Using the values pre-filled in the calculator above:
- Monthly rent = 1,600
- Gross monthly income = 5,500
the calculator returns:
- Rent-to-income ratio: 29.09%
Working
Rent-to-income ratio = 1,600 ÷ 5,500 × 100 = 29.0909%