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Rent Affordability Calculator

How much rent can you afford? Uses the 30% rule and a 40× annual-income test, adjusted for your other debts.

Enter values

Results update as you type.

Result

Affordable monthly rent

$1,475.00

30% rule
$1,625.00
40× income rule (landlord test)
$1,625.00

About the Rent Affordability Calculator

How much rent can you afford? Uses the 30% rule and a 40× annual-income test, adjusted for your other debts.

Also known as: how much rent can i afford, rent budget, affordable rent, rent vs salary.

How to use this calculator

  1. Enter gross annual income, monthly debt payments, max share of income for rent.
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

Rent ≤ 30% of gross monthly income

Worked example

Using the values pre-filled in the calculator above:

  • Gross annual income = 65,000
  • Monthly debt payments = 300
  • Max share of income for rent = 30 %

the calculator returns:

  • Affordable monthly rent: 1,475
  • 30% rule: 1,625
  • 40× income rule (landlord test): 1,625