About the Net Worth Calculator
Add up what you own and what you owe to find your net worth and debt-to-asset ratio.
Also known as: net worth, assets minus liabilities, personal balance sheet, wealth calculator.
How to use this calculator
- Enter assets (cash, investments, property, vehicles…), liabilities (mortgage, loans, cards…).
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Net worth = total assets − total liabilities
Worked example
Using the values pre-filled in the calculator above:
- Assets (cash, investments, property, vehicles…): 15000, 60000, 350000, 12000
- Liabilities (mortgage, loans, cards…): 240000, 9000, 2500
the calculator returns:
- Net worth: 185,500
- Total assets: 437,000
- Total liabilities: 251,500
- Debt-to-asset ratio: 57.55%