About the Future Value Calculator
Future value (FV) of a present sum and a series of periodic payments at a given rate — ordinary annuity or annuity due.
Also known as: fv calculator, future value of annuity, time value of money, tvm calculator.
How to use this calculator
- Enter present value, payment per period, rate per period, number of periods and the other fields.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
FV = PV(1 + r)ⁿ + PMT·((1 + r)ⁿ − 1)/r
Worked example
Using the values pre-filled in the calculator above:
- Present value = 10,000
- Payment per period = 100
- Rate per period = 0.5 %
- Number of periods = 120
- Payments at: End of period
the calculator returns:
- Future value: 34,581.9
- Total payments: 12,000
- Interest: 12,581.9