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Annual Budget Calculator

Yearly budget including irregular annual costs like insurance, holidays, gifts and car maintenance.

Enter values

Results update as you type.

Result

Left over

$9,400.00

Total expenses
$44,600.00
Savings rate
17.41%

Where the money goes

CategoryAmount% of income
Housing18,00033.3%
Savings9,00016.7%
Food7,20013.3%
Transport4,2007.8%
Holidays3,0005.6%
Insurance2,4004.4%
Gifts8001.5%

About the Annual Budget Calculator

Yearly budget including irregular annual costs like insurance, holidays, gifts and car maintenance.

Also known as: yearly budget, annual expenses planner.

How to use this calculator

  1. Enter annual income, expenses (name: amount, one per line).
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

Left over = income − Σ expenses

Worked example

Using the values pre-filled in the calculator above:

  • Annual income = 54,000
  • Expenses (name: amount, one per line): Housing: 18000 Food: 7200 Transport: 4200 Insurance: 2400 Ho…

the calculator returns:

  • Left over: 9,400
  • Total expenses: 44,600
  • Savings rate: 17.41%