Skip to content
Calculator Tools
Shopping & Retail Calculators

Cashback Calculator

Cashback earned from a purchase or monthly card spending, with caps — and the effective price after cashback.

Enter values

Results update as you type.

Result

Cashback earned

$40.00

Effective cost
$1,960.00
Per year (if monthly)
$480.00

About the Cashback Calculator

Cashback earned from a purchase or monthly card spending, with caps — and the effective price after cashback.

Also known as: cash back rewards, credit card cashback, cashback percentage.

How to use this calculator

  1. Enter spending, cashback rate, cashback cap (optional).
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

Cashback = spend × rate (up to the cap)

Worked example

Using the values pre-filled in the calculator above:

  • Spending = 2,000
  • Cashback rate = 2 %
  • Cashback cap (optional) = 0

the calculator returns:

  • Cashback earned: 40
  • Effective cost: 1,960
  • Per year (if monthly): 480