About the Break-Even Rent Calculator
Minimum rent needed to cover the mortgage and all property costs after vacancy — your break-even rent.
Also known as: minimum rent, break even rent, rent to cover mortgage.
How to use this calculator
- Enter monthly mortgage, other monthly costs, vacancy, management fee.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
Rent = costs ÷ ((1 − vacancy)(1 − mgmt))
Worked example
Using the values pre-filled in the calculator above:
- Monthly mortgage = 1,400
- Other monthly costs = 520
- Vacancy = 5 %
- Management fee = 8 %
the calculator returns:
- Break-even rent: 2,196.8