About the Closing Cost Calculator
Estimate home-buying closing costs: lender fees, title, taxes and prepaid items, and the total cash needed at closing.
Also known as: closing costs, buyer closing costs, cash to close.
How to use this calculator
- Enter home price, down payment, lender fees (% of loan), title & escrow and the other fields.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Closing Cost formula
Cash to close = down payment + closing costs
Worked example
Using the values pre-filled in the calculator above:
- Home price = 350,000
- Down payment = 20 %
- Lender fees (% of loan) = 1 %
- Title & escrow = 2,200
- Transfer / stamp tax = 0.5 %
- Prepaid tax & insurance = 3,000
- Other fees = 1,200
the calculator returns:
- Closing costs: 10,950
- As % of price: 3.13%
- Cash needed at closing: 80,950