About the Loan Tenure Calculator
Find how many months or years a loan will last for a given EMI you can afford, and the interest paid.
Also known as: loan term calculator, emi to tenure, how many months to repay.
How to use this calculator
- Enter loan amount, interest rate, affordable emi.
- The result updates instantly as you type — press Calculate (or Enter) at any time.
- Review the breakdown shown under the main result.
- Use Copy result or Share to save the answer or send a link with your inputs.
Formula
n = log(EMI / (EMI − P·r)) / log(1 + r)
Worked example
Using the values pre-filled in the calculator above:
- Loan amount = 1,000,000
- Interest rate = 9.5 %
- Affordable EMI = 20,000
the calculator returns:
- Tenure: 5 yr 4 mo
- Months: 64
- Total interest: 280,000