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Investment & Savings Calculators

Investment Fee Calculator

How much an expense ratio or advisory fee costs you over time — the drag on your final balance in money and percent.

Enter values

Results update as you type.

Result

Lost to fees

$184,583.71

Balance with fees
$792,993.96
Balance without fees
$977,577.67
Share of wealth lost
18.88%

About the Investment Fee Calculator

How much an expense ratio or advisory fee costs you over time — the drag on your final balance in money and percent.

Also known as: expense ratio calculator, fund fee impact, advisor fee calculator, management fee.

How to use this calculator

  1. Enter initial investment, monthly contribution, return before fees, annual fee and the other fields.
  2. The result updates instantly as you type — press Calculate (or Enter) at any time.
  3. Review the breakdown shown under the main result.
  4. Use Copy result or Share to save the answer or send a link with your inputs.

Formula

Net return ≈ gross return − annual fee

Worked example

Using the values pre-filled in the calculator above:

  • Initial investment = 100,000
  • Monthly contribution = 500
  • Return before fees = 7 %
  • Annual fee = 1 %
  • Years = 25

the calculator returns:

  • Lost to fees: 184,583.71
  • Balance with fees: 792,993.96
  • Balance without fees: 977,577.67
  • Share of wealth lost: 18.88%